Loan Originators License Requirements:

Licensees must complete 20 hours of National Mortgage Licensing System Approved SAFE Education.

6 Steps To Obtaining Your Texas Loan Originators License Through NMLS

Texas Originator License Step 1

1. Create an NMLS Individual User Account

Create an NMLS Individual User Account at www.Stateregulatoryregistry.org/nmls

2. Complete the necessary 20-hour SAFE Comprehensive course

Complete the necessary 20-hour SAFE Comprehensive course

3. Submit MU4 Form to the National Mortgage Licensing System.

Candidates who pass the 20-hour SAFE course must then submit MU4 Form to the National Mortgage Licensing System.

Submit the MU4 Form through the NMLS website www.stateregulatoryregistry.org/nmls/. Through the MU4 log in - Select Filing/Individual. The application fee is $30.
MU4 Form Filing Quick Guide

4. Register for, and pass with a 75% or higher for both the NMLS State and National component Exams.

Effective August 29, 2011, any candidate who fails the test 3 times must sit out six months (180 days) before retaking the exam. A test enrollment must be requested and paid in NMLS. The Test Enrollment function can be found under the Professional Requirements/Testing Selection tab in NMLS after your MU4 log in.

National Component consists of 100 multiple choice questions. Timed 150 minutes.

State Component consists of 60 multiple choice questions. Timed 90 minutes.

Below is a list of test vendors where you can enroll to take your State examination:

Pearson VUE 1-866-994-6657 www.pearsonvue.com
Prometric 1-877-671-6657 www.prometric.com/nmls

5. Submit Criminal Background Check with Fingerprints

All applicants are required to request a Criminal Background Check ($39). The CBC function can be found under the Professional Requirements/ Selection tab in NMLS or the left navigation under Filing after your MU4 log in.

6. Submit the Credit Report Request

Applicants are required to complete the credit report authorization process through NMLS. The Credit Report Request function ($15) can be found under the Filing/Individual Selection tab on the left navigation panel in NMLS after your MU4 log in.

Loan Originator Continuing Education